Construction Managers & Consultants


Construction Managers/Consultants typically work with the owner of a project and design professionals from the beginning of design until project completion. Services provided by Construction Managers/Consultants may include:

The RA&MCO program is eligible to both construction management - agency, where the firm is acting as the owner's consultant or construction management - at risk, where the CM is hiring contractors to perform construction work. There are certain risks and liabilities for the design and consulting professionals who perform construction management services. Therefore, the precise duties of Construction Managers/Consultants should always be well defined in the agreement with the owner.

Ultimately, the Construction Manager/Consultant plays an important role in facilitating an efficient and cost-effective construction process that promotes a successful outcome for the project.

U N D E R W R I T I N G     P R O F I L E

Worldwide Coverage: Claims brought in U.S. territories and possessions or Canada.
Expanded claims territory may be available by endorsement.
RA&MCO Professional Liability Policy: (RA&MCO 3240 10/04)
Claims Made and Reported Form (Expense Included Within the Limit of Liability)
  • Claims Made and Reported Form RA&MCO 3052 (10/04) (Expense Included within the Limit of Liability) is utilized when the firm functions as a CM at risk.
  • Easy to read policy form with Broad Professional Services coverage.
  • Coverage for Pollution Legal Liability arising from professional services.
  • Mediation Deductible Credit up to $12,500.
  • No Exclusions for either pollution or asbestos professional liability exposures.
  • Coverage for incidents reported to us during the policy period which ultimately develop into claims.
  • Automatic coverage for the policyholder's legal liability arising from professional services provided by joint ventures.
  • Optional Extended Reporting Periods for 12, 24 and 36 month durations are built into the policy form.

I N S U R E R     P R O F I L E
HCC Insurance Holdings, Inc.

U.S. Specialty Insurance Company
  • Best Key Rating 2005: A+ (Superior), XI
  • Licensed / Admitted: Admitted in all 50 states. (filing approval pending in some states).

Houston Casualty Company
  • Best Key Rating 2005: A+ (Superior), XI
  • Approved Surplus Lines: Approved Surplus Lines in all 48 states (except TX & NH).

HCC Specialty Insurance Company
  • Best Key Rating 2005: A+ (Superior), XI
  • Approved Surplus Lines: Approved Surplus Lines in Texas.

Annual Aggregate Limits:
Up to $5 Million
Split Limits are Available
Minimum Premium:
Minimum Deductible:
$5,000 Each Claim
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