Contractors Professional & Design/Build


As the benefits become more obvious to project owners, Design/Build is the preferred and fastest growing method of project delivery in the U.S. today. RA&MCO's Contractors Professional Liability program offers a comprehensive insurance coverage for the unique professional exposures that a contractor faces from assuming the role of a Design/Builder irrespective of having professional employees on staff or through written subcontracts.

The following are the salient features of the coverage provided by RA&MCO's Contractors Professional Liability policy:

U N D E R W R I T I N G     P R O F I L E

Worldwide Coverage: Claims brought in U.S. territories and possessions or Canada.
Expanded worldwide defense available by endorsement.
RA&MCO Contractors Professional Liability Policy Form RAMCO 3052 (10/04)
Claims Made and Reported Coverage
  • Easy to read policy form with broad Professional Services worldwide coverage.
  • Coverage Part for Pollution Legal Liability arising from professional services.
  • Mediation Deductible Credit up to $12,500.
  • Coverage for incidents reported to us during the policy period which ultimately develop into claims.
  • Automatic coverage for the Policyholder's legal liability arising from professional services provided by joint ventures.
  • Optional Extended Reporting Periods for 12, 24 and 36 month durations are built into the policy form.

I N S U R E R     P R O F I L E
HCC Insurance Holdings, Inc.

Houston Casualty Company
  • Best Key Rating 2005: A+ (Superior), XI
  • Approved Surplus Lines: Approved Surplus Lines in all 48 states (except TX & NH).

HCC Specialty Insurance Company
  • Best Key Rating 2005: A+ (Superior), XI
  • Approved Surplus Lines: Approved Surplus Lines in Texas.

Annual Aggregate Limits:
Up to $5 Million
Minimum Premium:
Minimum Deductible:
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