Environmental Consultants & Engineers


An understanding of the full spectrum of the professional disciplines within the field permits RA&MCO to provide worldwide coverage for firms which engage in Environmental Consulting and Engineering.

RA&MCO provides coverage for Design and Consulting Professionals who have expanded their practices into the environmental field while continuing to maintain their core traditional practice.

RA&MCO's program has the capacity to distinguish between the broad spectrum of environmental exposures faced by firms. Such exposures range from the preparation of studies and environmental impact reports to the provision of turn-key services starting with site assessments to hazardous waste site remediation.

The spectrum of environmental services contemplated by our programs:

  • Environmental Analysts
  • Hazardous Waste Consultants
  • Environmental Engineering
  • Asbestos Consultants
  • Urban Planners
  • Radon Consultants
  • Biologists
  • Lead Consultants
  • Archaeology/Historical Studies
  • Testing Labs
  • Demographers
  • Industrial Hygienists
  • Wildlife and Fisheries
  • Toxicologists
  • Wetlands Specialists
  • Hydrogeologists
  • Ecologists
  • Traditional and Mixed Disciplines
  • Limnologists
  • Health and Safety Management
  • Facilities Siting Studies
  • UST Management
  • Economists
  • RCRA Compliance Consultants
  • Geotechnical/Environmental Engineers
  • Environmental Site Assessment

U N D E R W R I T I N G     P R O F I L E

Worldwide Coverage: Claims brought in U.S. territories and possessions or Canada.
Expanded worldwide defense available by endorsement.
RA&MCO Professional Liability Policy Form RAMCO 3240 (10/04)
Claims Made and Reported Form with expense within Limit of Liability
  • Easy to read policy form with broad Professional Services worldwide coverage.
  • Coverage Part for Pollution Legal Liability arising from professional services (expanded coverage available).
  • Mediation Deductible Credit up to $12,500.
  • No Exclusions for either pollution or asbestos professional liability exposures.
  • Coverages for incidents reported to us during the policy period which ultimately develops into claims.
  • Automatic coverage for the Policyholder's legal liability arising from professional services provided by joint ventures.
  • Optional Extended Reporting Periods for 12, 24 and 36 month durations are built into the policy form.

I N S U R E R     P R O F I L E
HCC Insurance Holdings, Inc.

U.S. Specialty Insurance Company
  • Best Key Rating 2005: A+ (Superior), XI
  • Licensed / Admitted: Admitted in all 50 states (filing approval pending in some states).

Houston Casualty Company
  • Best Key Rating 2005: A+ (Superior), XI
  • Approved Surplus Lines: Approved Surplus Lines in all 48 states (except TX & NH).

HCC Specialty Insurance Company
  • Best Key Rating 2005: A+ (Superior), XI
  • Approved Surplus Lines: Approved Surplus Lines in Texas.

Annual Aggregate Limits:
Up to $5 Million
Minimum Premium:
Minimum Deductible:
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