Testing Laboratories


Testing Laboratories provide a multitude of services, including but not limited to analysis, sampling, inspection and consulting services for a variety of clients and industries. Research protocol, analytical procedures and technological feasibility evaluations are developed by Testing Laboratories. Precise analysis performed under the proper laboratory conditions yields accurate and timely analytical results. In response to the rapidly advancing needs of the engineering and regulatory community, certain Testing Laboratories have developed specialized services for environmental projects. These may include providing on-site mobile laboratories as well as ground water analysis, waste and wastewater analysis, air quality analysis, hazardous waste site work, hazardous waste testing and developing waste disposal profiles. RA&MCO has established a program that provides professional liability coverage for Testing Laboratories.

U N D E R W R I T I N G     P R O F I L E

Worldwide Coverage: Claims brought in U.S. territories and possessions or Canada.
Expanded claims territory may be available by endorsement.
RA&MCO Professional Liability Policy: (RA&MCO 3240 10/04)
Claims Made and Reported Form (Expense Included Within the Limit of Liability)
  • Easy to read policy form with Broad Professional Services worldwide coverage.
  • Coverage Part for Pollution Legal Liability arising from professional services.
  • Mediation Deductible Credit up to $12,500 (Not including in GAI 3150).
  • No Exclusions for either pollution or asbestos professional liability exposures.
  • Coverage for incidents reported to us during the policy period which ultimately develop into claims.
  • Automatic coverage for the Policyholder's legal liability arising from professional services provided by joint ventures.
  • Optional Extended Reporting Periods for 12, 24 and 36 month durations are built into the policy form.
Please Note:
RA&MCO does not underwrite Medical-related Testing Laboratories.

I N S U R E R     P R O F I L E
HCC Insurance Holdings, Inc.

U.S. Specialty Insurance Company
  • Best Key Rating 2005: A+ (Superior), XI
  • Licensed / Admitted: Admitted in all 50 states (filing approval pending in some states).

Houston Casualty Company
  • Best Key Rating 2005: A+ (Superior), XI
  • Approved Surplus Lines: Approved Surplus Lines in all 48 states (except TX & NH).

HCC Specialty Insurance Company
  • Best Key Rating 2005: A+ (Superior), XI
  • Approved Surplus Lines: Approved Surplus Lines in Texas.

Annual Aggregate Limits:
Up to $5 Million
Additional Excess Limits Provided
Minimum Premium:
Minimum Deductible:
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